Good morning, it’s 28 degrees outside! Brr. Apparently we’re done with simple long sleeves and have entered the “where are my gloves?” phase. It’s the beginning of November in the midwest, so bring on the hot chocolate (one cup only, watch the carbs). It’s also open season for insurance plans, and both my financial advisor…… Continue reading Which City?

We’re all fine, so far. It’s been a year of surprises, summer to summer. May the one ahead be more relaxing.